Accidents and injuries are common whether a person is at home or work. However, there are certain rules in Chicago and other cities in Illinois which serve the needs of injured workers. Workers who suffer injuries or accidental deaths during the course of employment are covered by the workers’ compensation laws of Illinois. Workers compensation includes lost wages and payment of medical bills. Some of the illnesses covered in this insurance policy include back pain or neck injuries, repetitive stress injuries such as carpal tunnel due to years of typing work, illness due to exposure to harmful chemicals, and health issues caused due to the inhalation of poisonous fumes.
To obtain compensation and to file the claim it is quite important to hire a lawyer to facilitate in legal procedures. The Illinois workers compensation lawyers are adept at working within the laws of the state. There are many law firms with knowledgeable lawyers in this field.
Types of Worker Compensation Benefits
There are several main types of worker compensation benefits made available to the workers in Illinois including those which are elaborated below.
Temporary total disability: According to this benefit, the workers are entitled to receive a percentage of the average weekly wage if they are unable to work. Temporary total disability is also applicable if the employer is unable to accommodate the work restrictions of the worker.
Medical: All the medical bills are covered and the workers need not pay any medical expenses. However, this is applicable only if the injury is work related and meets certain requirements.
Permanent partial disability: Workers are entitled to compensation if the doctors determine an injury is a permanent disability. If the injury is permanent, workers can sometimes work only for a lesser paying job. In this case and others, the workers can claim for compensation.
Why Do You Need a Lawyer?
Although there are certain laws in Illinois designed to protect the interests and welfare of the workers, it is important to hire a good lawyer to avoid the pitfalls associated with the legal procedures of claiming compensation. There are many good reasons to hire Illinois worker compensation lawyers as they are considered to be the most experienced in the field.
Some of the most important reasons to hire worker compensation lawyers include the following.
Employers’ insurance companies: One of the most important reasons to hire Illinois worker compensation lawyer is that compensation claims are usually dealt with by the insurance company of the employer. Insurance companies tend to negotiate the terms of the compensation claims. So it is quite important to hire a good attorney who can negotiate for the workers and help them to obtain proper compensation.
Contingency basis: Most of these attorneys work on the basis of contingency. Attorney fees need to be paid only if the worker obtains the compensation amount. In Illinois, the workers need only to pay a reduced percent of the compensation amount to the attorney.
There are many law firms with excellent Illinois workers compensation lawyers who have extensive experience in handling legal cases.
The values that are given in account of the Illinois workers compensation lawyers are all alterable and changes according to the changing values of the economy of the state. The value of the insurance returns also depends on the inflation and deflation of the country. According to the law of the state each specific part of the body is given a specific value according to which that part of the body gets insured.
The laws also ensures that only fixed part of the body gets insured which means that the not all the parts gets insurance claims and this strategy helps in maintaining a equal equilibrium in giving full overage o the insured party and at the same time prevents the insurance firms from getting ruined.
