Category Archives: Personal Property

When it comes to boat insurance, many people are confused mainly due to doubts regarding insurance. The confusion drives them to get policies which don’t provide several coverages. So, it’s very important to clarify all your doubts before getting a policy. For example, your homeowner’s policy may not include specialized coverages, such as Agreed Value or Total Loss Replacement, Persona......

There is a great deal of uncertainty about what happens after one experiences a loss. Most people state that they just don’t know how they are going to recover. For the coverage on the contents of your home or business, the personal property policy outlines what you will need to provide to receive your insurance settlement. There is a standard verbiage in these policies. Under the Du......

The term “home inventory” can be misleading. It is commonly used to talk about “personal property” whether in the home or elsewhere. There are home inventory service providers who document the contents of houses, mainly for the purpose of maximizing an insurance claim. However, some of these service providers also provide inventories of the assets in businesses, stora......

I continually hear the same questions or statements when discussing why people need an inventory. We all agree (unfortunately) that an insurance policy reads as easily as any other legal document! This, of course, is the source of not being able to understand your coverage. So I’m here to dispel some of the most common myths, or misunderstandings, regarding personal property insurance.......

In an increasingly tight economy, many households are being forced to make financial cuts when it comes to their personal auto insurance or homeowner’s insurance. Although it is wise to minimize expenses in the current economy, it remains crucial to carry at least a basic policy for both homeowner’s and automotive insurance coverage. With the average tank of gas in Florida reaching $3.8......