Category Archives: Personal Property

Did you know that your homeowners insurance includes some personal liability insurance for you and your family? You may be wondering why you even need this liability insurance, but the truth is that it’s very important. It can help protect you assets in an age where suing people for accidents is common practice. If you aren’t sure what liability insurance is or why you even need it, read on.......

It’s not a secret that the recession is still upon us. Statistics Canada has just released its 2010 findings as of the month of February. The results show the unemployment rate increased from 6.6% to 6.9% in one of Canada’s richest and most lucrative provinces. The recent 15,000 job losses in Edmonton, Alberta’s capital city, most certainly does not help to reassure us the ......

Being an executor of an estate is a responsibility few really hope for, but one that normally is not declined. You’ve most likely chosen one of your adult children to serve in this capacity for your estate. Have you considered what you can do to make this easier on them? One responsibility they will face is to compile an inventory of the estate’s assets. Consider how emotionally ......

Drivers in most states are required to maintain auto insurance at an amount specified by their state government; this is designed to protect all drivers from uninsured motorists, reducing the risk of damage or injury from an uninsured vehicle. Some states do allow drivers (who can prove the worth of their assets) to file a financial responsibility waiver, proving their ability to cover damag......

While almost all of us pay for some amount of insurance coverage, very few of us could say that we fully understand what we are paying for. Because insurance is never �one size fits all,� it is actually an area where you have the most opportunity to save money. By customizing your policies to your precise needs, comparison shopping and taking advantage of discounts, you have the potential to......

Many renters are under the false impression that the insurance their renter has on the home is enough to cover any losses within it. These can losses can be a result of anything ranging from theft to fire or another catastrophe such as earthquake or tornado. However, the insurance that the landlord holds on the property is only for the structure itself and not for the contents within it. Tha......

Buy to Let Insurance is an essential element for anyone who is looking to rent out their property. As a landlord, it would be quite safe to say a lot of hard work and personal finance has gone into obtaining your property or properties. It’s essential that this investment is protected against all occurrences. It’s very easy to assume nothing will happen to your investment but this would obvi......

Are you receiving a call at least once a year from your insurance agent to review your homeowners insurance? Does he or she review your policy annually with you? When you call with questions, are they answered promptly? Do you understand your coverage? If you answered “no” to just one of these questions, you might want to consider finding a new agent – or have a discussion ......

You’ve worked hard for decades, making sound investment decisions to ensure your future is just as you planned. You’re making sure there is enough money for the kids’ college and also for you to enjoy your retirement years. Then imagine that a disaster occurs (fire, burglary, tornado, hurricane – the list goes on), and without an inventory of the contents of your home......

When filing an insurance claim, many people forget items. Others spend numerous months – yes, months – trying to remember what they own(ed). And quite a few find months after the claim is settled that they didn’t claim and will never recover thousands of dollars with of personal property.So what can you do maximize your claim and minimize the time it takes to file? The Nati......