Category Archives: Personal Property

Living day to day we all have to make sure we sit down and set a budget. As part of your financial planning, one of the most important components to remember is insurance. Many people do not take the necessary precautions to insure themselves, and it could end up costing them a substantial amount of money. You need several different types of insurance if you want to live a comfortable financ......

Our values will information us.”-State Farm internet site, May 2006 What Condition Farm Delivers Condition Farm can take care of all your insurance needs. They offer most varieties of insurance policies coverage. All the typical suspects of vehicle, property, life, renter’s, and supplemental medical insurance are offered via Condition Farm. Other insurance policy offerings inclu......

Improve Your Credit Score to Lower Your Homeowners Insurance Rates Did you know that your credit score affects your homeowners insurance rates? It’s true. Your credit score affects virtually every financial aspect of your life, including your insurance rates on your home and car and personal belongings. So, how do you know if you have a good credit score, and how do you improve a poor ......

Types of Homeowners Insurance If you’re shopping for homeowners insurance for the first time, you may be shocked to see the different types of homeowners insurance there are. This is a complex business, and before you buy a homeowners insurance policy, you need to be sure you understand what the different types of insurance are and what they cover. That way, you’ll know that you’re covered a......

Each year when our renewal notices come through the post for our home contents insurance and/or home buildings insurance, most of us automatically sign the form and send it back to the insurance company after all, we already know how much the premiums are going to be. Big financial mistake, and here are 4 reasons why: Did You Buy Anything New In The Last Year? If you bought anything new in......

For most of us, asset protection consists of the insurance policies we buy to protect our home and its contents and our autos. These policies have the added benefit of providing you a defense as well as source of funds to pay damages if you cause an accident. The law also provides various means of asset protection, ranging from homestead exceptions”, protection of ERISA retirement fund......

Catastrophes are any misfortune, mishap, or failure and disasters are calamitous events, occurring suddenly and causing great loss of life, damage, or hardship (Dictionary.com). Whatever we call them, when a flood, fire, tornado, hurricane or theft occurs, it can cause major financial loss. You never know when something is going to happen, and rarely is anyone completely prepared. There are ......

Insurance is just a way of life nowadays. Some forms are mandated that you just carry by law, including driving, and employee injury coverage. Some versions are needed as a part of undertaking business; for example, vehicle coverage that a lending organization will demand that you carry, or insurance that a bank will need you to carry on a house you are purchasing. Then there are the kinds o......

Taking a holiday sometimes involves months of saving and the last thing anybody wants is to go off on that holiday and then have disaster strike. It only takes a fraction of a second to ruin a perfectly good holiday and leave people stranded and often in more debt than they were before. What If You Have To Cancel? Trip Cancellation Insurance covers the traveler in the event that a holiday ha......

Buying and owning a second home or property can be an exciting time, particularly if you have bought it as a holiday let or holiday home. You may be doing it purely for the income, or you may be happy to forgo the immediate income, plumping for long term returns instead. Either way, as with any property or purchase of great value, it is highly recommended that you have good holiday home insu......