Category Archives: Life Annuities

A unique "twist" to the program is the fact that it has an in-built vehicle for creating substantial financial wealth through its affiliate program. In this type of case, evidence such as causing an action, displaying bad driving patterns, having the smell of alcohol on the breath or clothing, and appearing intoxicated can help the prosecutor prove a case against the defendant. In ......

Life insurance is not only a protection for your loved ones but also an investment. Annuities provide you with the possibility to obtain a source of income from a life insurance special contract by paying an insurance premium or premiums. That way within a single insurance policy the insurer protects himself by getting a possible source of funds in the event problems arise and his or her lov......

Of course, the longer you wait to enroll, the less cause you have for it. If the battery is discharged to 50% everyday it will last twice as long as it would if its cycled to 80%. Of course, the longer you wait to enroll, the less cause you have for it. These pairs of 6-volt batteries need to be wired in series to produce the required 12-volts. In the meantime, keep records of all paperwor......

How many times have you found yourself saying WOW due to an experience provided through a business? And think about this, many times the “WOW” is caused by something little. Sometimes, it’s the “little” things and the attention to details that can really separate one company from another. – At a hotel, it may be that there are cookies at the checkout count......

As individuals become older their retirement options can become much more limited. Single premium annuities allow individuals that either receive some type of windfall large sum of money, or perhaps those that got a late start in retirement planning to participate in utilizing the power of annuities for their retirement plans. The single premium annuities term refers to the pay-in method of ......

Ben is a life and health insurance agent.He is a certified Long Term Care Professional (LTCP). He works in retirement planning, estate preservation through the use of life insurance and long term planning, medicare supplements, Annuities & Disability insurance from the top insurance companies for each of these insurance products. Ben is a member of NAIFA (National Association of Investme......

Permanent life insurance is life insurance that is available for your use until your death – no matter when that is. Unlike term insurance, there is no ending period or termination date for your policy. Many times, permanent life insurance is also called ‘cash value’ life insurance because the premiums you pay are for ‘pure’ coverage and any associated expenses,......

Most of us consider that life is most troublesome when you don’t have a job. However, it is not completely true, as at the time of retiring from a stable job, the life becomes much tougher. A stable income of money has been stopped, but the liabilities are the same still. This may drive people mad, but with annuities, one can still get money after retirement and can breathe a bit easy. Annui......

“A good title is a work of a genius!” – E. Haldeman-Julius E. Haldeman-Julius single-handedly sold over 100,000,000 (One Hundred Million) Books by only describing each book by its “Title Only.” Haldeman-Julius used to sell little blue books at $.05 each back in the late 1800’s and early 1900’s. If a particular book didn’t hit its quota of 10,0......

I believe that Equity Indexed Annuities and the sales practices used to sell them may well be the Next Big Investment Scandal you will hear about. You need to understand why and to think twice before you purchase one of these products. We have seen many scandals the last few years relating to mutual funds, variable annuities and more recently, to insurance companies. The common theme in all......