Category Archives: Health

There are over seven million on people that are un-insured in the state of California. Most of them have been declined by multiple insurance companies and gave up on their search in finding health insurance. It seems like it is unfair system if you do not know what is available to you. I you have been declined by one insurance company in the state of California the chances are you will get d......

When considering health insurance plans, often you are faced with multiple decisions including premiums, co-pays, co-insurance, stop limits and much more. All of which can be very confusing, however, none of which are nearly as misunderstand as the infamous HMO vs. PPO mystery. In my experience, most customers seeking individual health insurance plans, or any other plan, find this the most d......

With the escalating costs of medical care, it is imperative to take out a family health insurance plan in order to protect your family. With increase in the number of employees, the employers are more and more becoming reluctant in providing group health insurance as employee incentives, and deny it altogether too seasonal employees. The only option is to buy a family health insurance policy......

There are nearly four million Texans with some type of “pre-existing medical condition.” Besides having difficulty obtaining health insurance, these Texans may experience other insurance-related problems, including claim denials, higher premiums, cancellations, or refusals to renew their policies. Before issuing a policy, health insurance companies offering individual policies ev......

The freedom of having ones own business, the liberty of being the master of your own self, can be extremely invigorating. However, like every good thing comes with a catch, the freedom of being self-employed is also marred with the anxieties over health insurance. When you are self employed, it becomes even more essential to obtain a low cost health insurance scheme. The reality is that ther......

As the costs of medical care continue to spiral higher and higher, a good health insurance plan is more important than ever. Without a comprehensive health insurance plan, even minor illness, or something as wonderful as childbirth, is far too expensive for many people to afford. Most people acquire health insurance coverage through their employers, their spouse’s employer, or though ......

It has been said that wealth is worthless if you do not have your health, but it is getting more and more difficult to acquire wealth due to the skyrocketing costs of health insurance. In recent years the cost of health insurance has increased at a rate that is faster than the increases in wages, the stock market, inflation, and nearly any other index you can name. Many people feel trapped b......

As a small business owner, you’re always looking for ways to save money. Some employers have found that buying cheap group health insurance is one way to go. And while this has its upside, you should be careful, because it could also throw your employees into a health crisis scenario. For many employees in Dallas, Houston or throughout Texas with no health insurance, a policy known as ......

Health insurance is a vital part of your fiscal planning. Ma minor illness or injury may not affect your financial status to any great extent. But a major illness or accident might require payment of cosmic amounts in the form of medical bills that may seriously offset your family budget. Being adequately covered under a health insurance plan provides unsurpassed peace of mind. A family may......

The question is not whether your employer will drop its employee group health plan, but when. The good news is that the alternatives are actually better than the current system. Changing times are eroding the old system When group health insurance developed during World War II to attract a shortage of workers, health costs were relatively low and lifetime employment was common. While technol......